Parents’ Nightmare – Teenage Passenger Hurt in MVA

Case Resolves for all Available Insurance Limits

Our 17-year-old client’s life was altered following a traumatic, low back compression fracture that he sustained as a rear passenger in a motor vehicle crash.

The severe injury resulted in our client undergoing two (2) emergency surgical procedures to his low back, including the removal of the L3 vertebral body and insertion of a titanium spacer (shown below). His spinal incision was closed with twenty-two (22) staples and he spent nine (9) consecutive days in the hospital.

X-ray of back showing insertion of a titanium spacerAttorneys Jason J. Guari, Esq., and Keith R. Hedrick, Esq., recently resolved our client’s Bodily Injury and Uninsured/Underinsured Motorist (UM/UIM) claims for policy limits of $150,000.

However, securing the settlement was only the first hurdle in this case. Our client incurred over $600,000 in medical bills, and his health insurer – who paid a large portion of those bills – had a very high lien (right to be repaid from the settlement) of $100,000.

The team at Murray Guari Trial Attorneys successfully negotiated a substantial reduction in health insurance company’s lien – on the back-end of the case – so our client could be financially compensated, in part, for everything that he has endured.

Reminder: You should never reject UM/UIM coverage. Please purchase as much as you can afford to protect yourself and your loved ones. If you can “stack” the coverage, do it.

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