Do I have to give a statement to the insurance company after an accident in Florida?
The answer to that question is it depends. If it is the other insurance company, the answer is no. You're under no obligation to give them a statement. If it is your own insurance company, then the answer is yes, but it doesn't have to be under the terms that they want. You have the right to say, "I don't feel comfortable talking right now," or say, "I'd like my attorney to be present for the conversation." So it's always important, especially if it's your own insurance company, to have your attorney present.