Is my insurance company going to drop me if I am in a car accident in Florida?
- It is common for clients to have a concern about making a claim against their own policy and being dropped by their insurance company. While it is unlikely that an insurance company will drop you after an accident, it is possible. Especially if you have had multiple accidents, which were your fault. In Florida, there is a statute that forbids an insurance company from canceling your policy after a single accident if you have been paying premiums to that company for at least five years. It is more likely that an insurance company will cancel or not renew a policy for a driver who has had a history of multiple accidents or fraud or failure to pay the premium then for being in a single accident.
