What should a victim do if approached with a settlement by an insurance company?
If you were hit by a negligent driver and you were a pedestrian and you were approached by the other person's insurance company, you should be very careful. The reason why you should be careful is insurance companies want to try to minimize risk, they'll try to ask you for a release and they'll try to throw some small money at you to secure that release. That release will mean that you could never make a claim against that person that caused the incident anymore. If you're having any kind of pain and you need medical attention, then you're totally foreclosed from making any type of claim. So you should be very careful before you're approached by an insurance company for signing any type of documents and you should seek legal counsel sooner than later.