Law Partners Jason Guari and Scott Perry, had the privilege of representing a successful local professional who had the unfortunate happenstance to meet one of Florida’s many uninsured or severely underinsured motorists who chose to make an unsafe left turn in front of our client who had a green light. Below is what our client’s vehicle looked like after the crash and what the vehicle that pulled in front of her looked like.
Our client suffered a traumatic brain injury, along with orthopedic injuries from this heavy crash that resulted in all airbags deploying. Understanding that with multiple hospital visits and extensive potential medical treatment, quickly recovering the total settlements would be in our client’s best interest to minimize out of pocket expenses.
This strategy was important because the driver who caused this crash only had $10,000 in liability coverage. In Florida, drivers are not even mandated to have that minimal amount. When drivers choose to not carry liability insurance, it is important that you take precautions to insure against that risk with Uninsured/Underinsured Motorist Coverage (UM/UIM). This coverage protects you and anyone in your car should you be in a car crash with another driver. When you purchase this coverage (and we encourage you to purchase as much as you can afford), it allows for you to seek compensation for your medical treatment, for pain and suffering, and for lost wages from your insurance company who “stands in the shoes” of the person who cause the crash. Without this very important coverage, if you are hit by someone with little or no liability insurance, you may be without any recourse to cover your injuries and damages from an accident. The team at Murray Guari is here to help.
