Hit and Run and Importance of Uninsured Motorist Coverage
By: Scott Perry
Sometimes no matter how safe of a driver you may be, you 
cannot avoid being in a car accident. Usually, this is because some other driver does something wrong or is not paying attention. One of the easiest ways to make this accident take your day from bad to worse is if the other driver flees the scene – the dreaded hit and run. If you are ever involved in a hit and run there are a few tips you should follow.
First, if you can see the license plate of the other vehicle either write it down or take a picture if you are not moving and it is safe to do so. This will help with identifying who the other driver is even though he might then flee the scene.
Second, call 911. It is very important to make a police report, even if the other person has fled. Some insurance policies require you to report any crashes to the police within a certain period of time.
Third, later that day or the next call your insurance company to report the accident. In this call you just need to give the insurance company the basic facts – time, place, and that it was a hit and run. Some insurance policies require that you report any crashes, especially hit and run crashes, within a certain period of time.
Also, a hit and run is a prime example of why it is important to carry Uninsured Motorist coverage. In a hit and run situation, especially where you do not see any license plate number, Uninsured Motorist coverage may be the only insurance available. This coverage means that your own insurance stands in the shoes of the hit and run driver, which may be the only means available of providing compensation if you are hurt in the accident.
If you or a love one have been hurt in a hit and run crash or have any questions regarding Uninsured Motorist coverage call a personal injury attorney who can answer your questions and help you seek justice.
