Car Accident & Motor Vehicle Insurance Coverage Attorney
Personal Injury Protection, Bodily Injury, Property Damage & Uninsured Motorist Coverage
Hurt in an accident? Are you covered by insurance?
Auto and motor vehicle crashes occur every day. They can be devastating for everyone involved regardless of fault. The result could be serious injury, death and or significant property damage. We have found that the trend is that insurance companies usually try to low-ball a settlement or deny your claim for property damage or for personal injury.
Personal automobile insurance is purchased for cars, trucks, and other vehicles and provides liability protection against losses incurred as a result of a motor vehicle crashes (car accidents, truck accidents).
- 80 percent of Medically Necessary Expenses;
- 60 percent of Lost Wages;
- 100 percent of Replacement Services such as child care, housekeeping, or yard work;
- Up to $5,000 for Death Benefits.
The State of Florida’s minimum coverage is $10,000 property damage liability (PDL)
as long as you have a valid Florida license plate. Property damage liability coverage pays for damages you or members of your family cause (and are liable for) to other people’s property in a crash involving a motor vehicle. Other people’s property can include cars, telephone poles, buildings, traffic signs, fences and trees. You may be liable for damages that exceed the amount of your insurance. It is recommended that purchase enough of this insurance to cover the amount of damage your car might do to another vehicle or object. Coverage is limited to the terms and conditions contained in your policy.
Click here to learn the minimum car insurance requirements by state.
If you or a loved one has been hurt in an auto accident, are having issues regarding PIP, PDL, BI, UM/UIM, or issues with your insurance company – or are just unsure of your legal rights, contact us here.
Car and truck accidents are often caused by a distracted driver – cell phone usage, eating or drinking, reading, applying makeup, shaving, talking with passengers, attending to children, changing a song on an iPod or a channel on your radio. Other auto accidents are caused by drunk driving, hit and run, rear end collisions, intersection accidents, backovers, rollovers and tractor trailer crashes.
West Palm Beach, Florida Car Accident and Insurance Coverage Lawyers serving: West Palm Beach, Palm Beach Gardens, Jupiter, Juno Beach, Royal Palm Beach, Wellington, Lake Worth, Lantana, Boynton Beach, Delray Beach, Boca Raton, Hobe Sound, Stuart, Port St. Lucie, Palm Beach County, Treasure Coast, Broward County, Martin County and Miami-Dade County