Protect yourself from Uninsured / Underinsured Motorists
If you are a victim of an uninsured driver’s negligence, 
Uninsured Motorist (UM) / Underinsured Motorist
(UIM) Coverage is an optional addition to your liability coverage and the basic Personal Injury Protection (PIP) legally required on all Florida policies. Many people are unaware that their PIP coverage only pays lost wages and a percentage of medical bills up to $10,000, which is a relatively small sum considering today’s soaring medical cost for treatments of even minor injuries.
Without insurance, an injured motorist could be liable for all expenses associated with their medical care and property damage. In addition, another injured motorist can file a civil lawsuit to recover money for injuries and damages against an uninsured motorist.
To protect yourself, you should purchase UM/UIM. This will cover you and your family for medical expenses, loss of income, plus damages for disfigurement, disability, mental pain and suffering, or even death.
