Get Uninsured Motorist Coverage
As consumers, auto insurance companies constantly advertise that they can save you money.
The truth is that having Automobile insurance is really about protecting you and your families’ financial well-being.
Florida No Fault law ONLY requires drivers to carry PIP (Personal Injury Protection) – – that’s for 80% of Medical Expenses & 60
% of Lost Wages up to $10K and for Property Damage – caused to another’s vehicle
Surprisingly, Florida Law does not require drivers to carry BI – Bodily Injury Liability Insurance for
injuries they cause to others.
About one out of every four drivers does not carry enough insurance to cover Bodily Injuries to Florida consumers.
That’s why it is important, now more than ever, to make sure you have sufficient Uninsured Motorist (UM) Auto Insurance Coverage on your auto policy
When you are in an auto accident, money damages consist of medical bills, past lost wages, future medical expenses, loss of the ability to earn money in the future and the intangible, human damages of pain and suffering, mental anguish, inconvenience, and the loss of the ability to enjoy life.
UM covers you for these money damages. Your insurance company “stands in the shoes” of the uninsured motorist.
Some insurance agents discourage their customers from buying UM/UIM insurance by saying, “If you have health insurance, then you don’t need UM insurance.” That is NOT TRUE and BAD ADVICE.
We urge you to look at your automobile insurance policy and MAKE SURE YOU HAVE UM/UIM INSURANCE!!!
If you need more information on UM, call us at 561-366-9099 or email us at info@murrayguari.com.