Our firm recently resolved a claim for an 82-year-old man, who was seriously injured in a motor vehicle and pedestrian collision. Our client, the pedestrian, was walking his dog in his development when he was hit by an inattentive driver. This horrible crash was captured on the homeowners association’s clubhouse video. Unfortunately, our client’s best friend Jack, and 11-year-old Maltese dog, was also hit by the distracted driver’s vehicle and died.
Our client suffered internal injuries, broken bones and bad road rash, and was treated by EMS. He was taken to both JFK Medical Center and Delray Medical Center and is now recovering at home getting physical therapy and painful wound care.
His medical bills exceeded $100,000. The inattentive driver’s Bodily Injury (BI) auto limits were not enough to cover the full value of his claim worth over $500,000. Although the negligent driver’s Bi limits were paid to Murray Guari Trial Attorney for our client, his next recourse would have been to pursue an Uninsured Motorist (UM) / Underinsured Motorist (UIM) claim against his own auto insurance company.
Unfortunately, for our client on his recent Policy Renewal, before the accident, he and his wife Rejected UM/UIM coverage. Therefore, John Doe was left with no UM/UIM insurance coverage to pay for his past and future medical expenses, loss of capacity to enjoy life, inconvenience, mental anguish, and pain and suffering.